Buying an apartment or flat in Dhaka city is one of the most important financial decisions in a Bangladeshi buyer’s life.
While the sticker price is the most visible cost, many hidden expenses can catch buyers off guard. ANZ Properties, a trusted name in Bangladesh’s real estate market, believes in complete transparency. This guide uncovers all the hidden costs of buying a flat in Dhaka, helping you budget wisely and avoid surprises.
Many buyers in Bangladesh focus only on the price per square foot, but additional fees can increase the total cost by 15–25%. Understanding these expenses ensures:
✔ Accurate budgeting
✔ No last-minute financial stress
✔ A smooth property-buying process
At ANZ Properties, we ensure full cost disclosure, so our clients make informed decisions.
🔗 Explore our smart projects: Why Uttara and Gulshan Are the Best Areas to Buy Modern Apartments in Dhaka
2. Common Hidden Costs When Buying a Flat in Dhaka
A. Registration & Legal Fees
🔹 Example: For a ৳1 crore flat, registration and legal fees can add ৳3–6 lakhs.
B. Utility Connection Charges
✔ Electricity Connection (DESA/DPDC) – ৳20,000–৳50,000 (depending on load)
✔ Water (WASA) – ৳10,000–30,000
✔ Gas (Titas) – ৳30,000–1 lakh (depending on demand)
C. Parking Space (If Not Included)
Residential Parking: ৳5–15 lakhs (varies by location)
Commercial Parking (Gulshan/Banani): Up to ৳25 lakhs
ANZ Hoque Square | Premium Commercial Space in Uttar Badda, Dhaka
🔗 Explore our smart projects: How ANZ Properties is Building Communities, Not Just Homes: A Leading Real Estate Company in Dhaka
D. Maintenance & Common Area Costs
✔ Monthly Maintenance: ৳3–10 per sq ft (e.g., ৳3,000–10,000/month for 1,000 sq ft)
✔ Sinking Fund (One-Time): ৳50,000–2 lakhs (for future repairs)
✔ Elevator Maintenance: Additional ৳1,000–3,000/month
E. Interior & Renovation Costs
Many developers sell semi-finished flats, requiring extra investment:
🔹 Total Renovation Cost: ৳5–20 lakhs (for a 1,200 sq ft flat).
F. VAT & Tax Implications
✔ VAT on Registration: 2% (for apartments over ৳80 lakhs)
✔ Capital Gains Tax: If selling within 5 years, 15–30% tax applies
G. Loan Processing Fees (If Taking a Mortgage)
✔ Bank Processing Fee: 0.5–1% of loan amount
✔ Insurance: 0.2–0.5% of property value
🔗 Explore our smart projects: The Future of Urban Living: How ANZ Properties is Redefining Dhaka’s Real Estate Market
3. How ANZ Properties Ensures Cost Transparency
Unlike many developers, ANZ Properties eliminates surprises by:
✅ All-Inclusive Pricing – No hidden charges in our contracts
✅ Free Utility Processing – We handle DESA, WASA, and Titas connections
✅ No Forced Parking Fees – Optional, not mandatory
✅ Flexible Payment Plans – No sudden cost escalations
🔗 See our pricing breakdown: ANZ Properties Cost Calculator
4. Comparison: Hidden Costs in Dhaka vs. ANZ Properties
🔗 Explore our smart projects: Why ANZ Properties Is the Best Real Estate Company in Bangladesh for Modern Living
5. Tips to Avoid Hidden Cost Surprises
1. Always Ask for a Detailed Cost Sheet
Demand a written breakdown of all fees (registration, utility, parking).
Compare with multiple developers.
2. Check the “Asking Price” vs. “Final Price”
Some developers in Dhaka advertise low base prices but later include extra costs like:
Floor rise charges (৳50–200/sq ft per floor)
Corner flat premiums (৳10–30/sq ft)
3. Negotiate Before Signing
✔ Waive parking costs (if not needed)
✔ Ask for free utility processing
✔ Lock in maintenance fees for 2–3 years
4. Opt for Ready-to-Move-In Flats
Avoids construction delays (which increase costs)
No risk of developer bankruptcy
🔗 Explore ANZ’s ready flats: ANZ Ready-to-Move Properties
ANZ Rasheed Delnavaz | Premium Apartments in Uttara, Dhaka
6. Case Study: Hidden Costs in a ৳1.2 Crore Flat
🔗 Explore our smart projects: Why Uttara and Gulshan Are the Best Areas to Buy Modern Apartments in Dhaka
7. Why Choose ANZ Properties?
✔ No Hidden Charges – Transparent pricing from day one
✔ On-Time Handover – No cost overruns from delays
✔ Post-Sale Support – Free maintenance for 1 year
✔ Legal Safeguards – Clear documentation, no fraud risks
📞 Want a stress-free purchase?
📍 Visit us: Gulshan-2, Dhaka
📧 Email: infoanzproperties@gmail.com
🔗 Website: www.anzproperties.com
Smart Buying = No Surprises
Buying an apartment in Dhaka involves more than just the sticker price. By understanding hidden costs—registration, utilities, parking, and renovations—you can avoid financial shocks.
ANZ Properties stands apart by offering:
✅ Full cost transparency
✅ No forced add-ons
✅ Flexible payment options
Make an informed decision—choose ANZ Properties for a hassle-free home-buying experience! 🏡💡
🔗 Explore our smart projects: The Future of Urban Living: How ANZ Properties is Redefining Dhaka’s Real Estate Market
• Understanding Hidden Costs When Buying Residential Flats or Apartments in Dhaka @ https://blog.anzproperties.com/buying-residential-flats-or-apartments-in-dhaka/
