Legal Pitfalls to Avoid 🛡️
Before Buying Property in Bangladesh: A Complete Legal Checklist for Purchasing Property in Dhaka (2025). Use this essential guide to avoid risks and make informed decisions.
Dealing with property laws in Bangladesh? Yeah, it can feel overwhelming, especially when you’re trying to buy real estate legally and compliantly. The risks are no joke – think title fraud, messed-up zoning, or missing official approvals that can totally throw your purchase off track. Whether you’re from here or an expat, figuring out this legal maze is crucial. So, this guide is going to give you a straightforward legal checklist to help keep your dream home journey in Dhaka smooth and secure this year, in 2025.
Legal Checklist for Purchasing Property vs. Common Property Buying Mistakes
A Quick Comparison
| Legal Step | Common Mistake |
| Verify Title Deed & Chain of Ownership | Relying on photocopies or incomplete transaction history |
| Check Khatiyan & Mutation Records | Overlooking uncertified mutation or unpaid taxes |
| Confirm Building Plan & RAJUK Approval | Assuming construction legality without documentation |
| Obtain Encumbrance Certificate | Not checking for outstanding mortgages or litigations |
| Ensure Construction Compliance (BNBC) | Ignoring fire safety, zoning, and structural standards |
| Conduct Online Record & Site Check | Skipping cross-verification of digital and physical records |
1. Verifying the Title Deed & Ownership Chain
Under the Transfer of Property Act, 1882 and Registration Act, 1908, the title deed is your legal foundation. Always work with originals and verify at the registration office. Documents must show a 25-year ownership history, including mother deeds, offering complete transparency.
2. Checking Khatiyan, Mutation & Land Tax Records
Khatiyans (records of rights), CS/SA/RS versions, and mutation certificates confirm legal ownership. These must match the deed and be updated in the land office. Also, ensure tax receipts (Khajna and municipal tax) are current.
ANZ Zahed Serenity | Luxury Apartments in North Khulshi, Chattogram | ANZ Properties
3. Confirming RAJUK Approval & Building Plan Documentation
Any apartment purchase in Dhaka requires a valid RAJUK-approved plan as per the Apartments Ownership Act 1972 and Real Estate Development & Management Act 2010 . You should also verify No Objection Certificates for utilities and environmental compliance.
4. Obtaining an Encumbrance Certificate
This official record states that your property is free from liens, mortgages, or legal disputes. Don’t skip this—from unpaid loans to contested ownership, issues here can become deal-breakers.
5. Verifying Construction Compliance
Ensure the building follows BNBC (Bangladesh National Building Code) and RAJUK’s Detailed Area Plan, including safety, zoning, height, and fire regulations . Unauthorized structures may be subject to fines or demolition.
6. Registration & Stamp Duty Payment
After due diligence:
- Sign the Sale Agreement/Biana (Saaf Kabala)
- Pay via bank for an audit trail
- Visit Sub-Registrar with required documents and fees (stamp duty, registration, taxes)
- Registration ANd mutation follow with Assistant Commissioner’s office.
7. Mutation: Finalizing Ownership in Land Records
Post-registration, update the Khatiyan via mutation to reflect your name legally. This step validates your ownership under land authorities.
Empowerment Through Legal Compliance ✅
Understanding property laws Bangladesh in 2025 ensures your Dhaka investment is legally sound. From verifying deeds to securing mutation, this legal checklist is your guide to avoiding pitfalls. For extra reassurance, engage a trusted property lawyer and developer. It’s not just paperwork—it’s peace of mind.
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FAQ
Q: How to verify land titles in Dhaka?
A: Examine the original Title Deed, verify Khatiyan records at the Land Office, check mutation, tax receipts, and confirm there are no encumbrances via issued certificates.
Q: What legal documents are required for buying flats?
A: You’ll need original Title Deed, Mother Deed, Sale Agreement, Khatiyan/Mutation Certificates, RAJUK-approved building plan, NOCs, tax receipts, and buyer/seller ID proof
External Links
- [TRW Law Firm: Buying a Property Guide in Bangladesh]
